Welcome to MATH 101-01 and MATH 101-02 - Have a great semester!
Updates will be posted
here

Instructor: Mikhail "Misha" Shvartsman
Email: mmshvartsman@stthomas.edu   
Phone: (651) 962-5527

Fall 2025 Office Hours:
MWF  11:00 AM - 12:00 PM, Office: OSS 213
or by appointment (office or zoom)

Finite Mathematics - MATH 101-01-02
Fall Semester - 2025
Section 01, CRN ##'s 41767, 08:15 AM - 09:20 AM, MWF, OWS LL54
Section 02, CRN ##'s 41768, 09:35 AM - 10:40 AM, MWF, OWS LL54

Text: Finite Mathematics for the Managerial, Life, and Social Sciences: An Applied Approach by Soo T. Tan, 
12th edition, Cengage Learning Inc., 2018.
E-Book, Homework Cengage WebAssign, and other materials are
delivered
via Inclusive Access on Canvas. Please do not opt out of the Inclusive Access Program.  
If you do, you will be charged a higher price
for online access to the text, online homework and other materials.

Course Contents - Sections in Tan
6.1 - 6.4, 7.1 - 7.6, 8.1 - 8.6, 5.1 - 5.3, 1.1 - 1.4, 3.1 - 3.3

Topics: 
Set Theory and Counting (Chapter 6)
Probability
(Chapter 7)
Statistics
(Chapter 8)
Financial Mathematics
(Chapter 5)
Linear Equations
(Chapter 1)
Linear Inequalities and Linear Programming (Chapter 3)

COURSE GOALS ARE HERE

How you will be evaluated:
Cengage WebAssign
Online Homework                                300 points
Sixteen 15 minutes Quizzes                                                     320 (20 points each)
Three 60 minutes Tests:                                                           300 (100 points each)
120 minutes Final                                                                     200 points
Total Points:                                                                          1120 points                                          

Tentative letter grade cutoffs will be: 

A
A- B+ B B-
C+ C C- D+ D D-
93%
90% 85% 80% 78% 73% 70% 67% 61% 55% 50%

Important dates for the semester, including the refund plan, can be found here

IMPORTANT: Online Homework via Cengage WebAssign has to be completed by the due date. The corresponding list
of the questions from the textbook is
available here. The quizzes and tests in our class will reflect the homework.

In case we need to review your personal work to improve your grade or decide what skills you need to work on,
before completing the answers online, write your solutions clearly and neatly and keep all your completed homework well
organized. And, keep all your class notes and quizzes and tests with your notes on reworking the problems.
WRITTEN HOMEWORK SETS WILL NOT BE COLLECTED AND/OR GRADED SINCE YOU
SUBMIT YOUR WORK ONLINE, BUT WRITING OUT SOLUTIONS CAREFULLY IS A
CRUCIAL COMPONENT OF THE LEARNING PROCESS.

It will force you to learn the material and will ensure you do well on the tests and quizzes. Quizzes and tests will
reflect material covered in class and the material from your homework. It may so happen that some of the quizzes
will be on topics not yet covered in class but in that case you will be given clear instructions on what sections you
have to read and what homework questions you have to work out. I encourage you to discuss the homework with
your fellow students. Even if you collaborate on homework, please learn to write your own solutions as it is crucial
to be prepared for quizzes and tests. You must strictly adhere to the UST policy of academic integrity, see the
details here

Selected Notes and Mathematica Notebooks will be put on Canvas
Mathematica is a helpful tool and is available (free of charge for UST students) for download on your personal computer.
Please follow the instructions here

Quizzes:       09/08, 09/12, 09/17, 09/22, 09/26, 10/06, 10/10, 10/15, 10/20, 10/27, 11/05, 11/10, 11/14, 11/19, 11/24, 12/05
Tests:           10/01, 10/31, 12/01

Missing a quiz/exam: Don't, if you can at all help it! If your ability to take an examination is in doubt for any reason, please
consult me as early as possible. Contact me in advance for absence due to UST sponsored programs or as soon as reasonable 
in case of emergencies. Make-up exams and quizzes are not given. For excused absences an alternative grade computation 
will be used; for unexcused absences the quiz/exam score will be zero.

We will spend some time answering your questions on homework related to the upcoming quiz or test or doing practice 
problems
. Please note that most of the problems will not be worked out in class completely, we will only discuss ideas and 
basic steps of solving them. It will be up to you to fill in the details. So try to work out the homework problems on your 
own before you ask to do them in class.


Comprehensive Final:  12/18, Thursday,  01:30 PM - 03:30 PM (Math Common Finals Time), Location TBD

You are strongly encouraged to read carefully sections to be covered in class in advance.
It will greatly facilitate your work and it will save you time. Note that not all the required material can be covered   
during the class meetings. It is your responsibility to fill up the gaps if something is not clear to you.
You are welcome to come and see me during the office hours.
You are also encouraged to use the
Math Resource Center MaRC  (OSS 235). It is a great place to study, to work on a homework assignment with
your friends, to talk about math, and to ask tutors about the topics you are working on.

You should expect to work at least 3 hours outside the classroom for every hour in class.

Success can be achieved only through combination of all three activities: Getting your guidance from lectures, 
reading the text, and, most importantly, working out the problems by yourself, lots and lots of problems. 
Some students complain that the text and/or lectures do not prepare them to solve the problems on the test. It is, 
indeed, the case. You will be prepared for the tests and quizzes only if you do the homework problems and 
acquire skills of doing mathematics on your own.
The class lectures and presentations
are designed to give you guidance for your own work. Attending the class and reading the text is necessary 
but not sufficient to do well on the tests and quizzes.

Tentative Schedule (subject to change):


Monday        
Wednesday   
Friday         
Week 1  09/01 - 09/05
Labor Day Syllabus, 6.1 6.2
Week 2  09/08 - 09/12 6.3, Q#1 6.4
6.4, Q#2
Week 3  09/15 - 09/19 7.1
7.2, Q#3 7.2
Week 4  09/22 - 09/26 7.3, Q#4  7.4
7.5, Q#5
Week 5  09/29 - 10/03 7.6 T # 1
7.6
Week 6  10/06 - 10/10 8.1, Q#6 8.2
8.3, Q#7
Week 7  10/13 - 10/17 Indigenous Day  8.4, Q#8 8.4
Week 8  10/20 - 10/24 8.5, Q#9 8.6
Mid-Break
Week 9   10/27 - 10/31 8.6, Q#10 5.1
T # 2
Week 10 11/03 - 11/07
5.2 5.3, Q#11  5.3
Week 11  11/10 - 11/14
1.1, Q#12  1.2 1.2, Q#13  
Week 12  11/17 - 11/21 1.3  1.4, Q#14 1.4
Week 13  11/24 - 11/28 3.1, Q#15  3.1 Thanksgiving
Week 14  12/01 - 12/05 T # 3 3.2 3.3, Q#16
Week 15  12/08 - 12/12 3.3 Final Review  Final Review
Finals      12/15 - 12/19 Final: Thursday, 12/18

Academic accommodations will be provided for qualified students with documented 
disabilities including but not limited to mental health diagnoses, learning disabilities,
Attention Deficit Disorder, Autism, chronic medical conditions, visual, mobility, and
hearing disabilities.  Students are invited to contact the Disability Resources office
about accommodations early in the semester. Appointments can be made by emailing
here. For further information, you can locate the Disability Resources office on the
web 
here